Digital nomad’ visas are easier to get than ever — especially if you’re rich

Source: CNBC

Money can buy many things — a tasty meal, a nice car, a luxurious home.

But what about a long-term stay as a digital nomad on the beautiful Indonesian resort island of Bali? Well, for people with $130,000 to spare in their bank account, that could become a reality too.

Digital nomads are “people who choose to embrace a location-independent, technology-enabled lifestyle that allows them to travel and work remotely, anywhere in the world,” according to one firm that links independent consultants with clients.

As of June 2022, more than 25 countries and territories had issued digital nomad visas to draw remote workers, whose number has increased since the pandemic started.

The Indonesian government, however, is taking a slightly different approach through a “second home visa” that permits wealthy foreigners, professionals, investors and retirees to stay in the country for up to 10 years.

Watch the video above to learn how this visa stacks up against the ones issued by other countries, and to learn about the difficulties policymakers face in making it a success.


Warren Buffett: How You Should Invest In 2023

Source: MIS

Warren Buffett: How You Should Invest In 2023 – A Life Changing Year For Most People
If we look back to the last 10 to 15 years, the financial markets had an unprecedent growth. Specifically, 10 years after the global financial crisis bottom, the stock market scored one of its best decades in nearly 140 years. Since then, the earnings of the S&P 500 have roughly doubled and the price has more than tripled. Undoubtedly, the major catalyst for this unprecedented growth was cheap money. Because during that period the highest interest rate was 2.5% back in 2019. So, it has been easier and cheaper to access money. And as a result, this made it easier for businesses to expand, investors to make more money, and valuations to grow. By the end of 2019, it was perceived that whatever one buys, it doubles in no time. So, the bubble busted, but this time, it was a pandemic. And finally, the historic decade-long run came to an end, the investors’ enthusiasm started waning, and they started pulling out their money from the stock market. The pandemic led the world into chaos, businesses were shut down, and the financial markets collapsed. The recession was dark and the world of investment was brought to its knees.


Hotel Hints And Advice For The Best Stay






The place you stay can be the difference in having a good or bad vacation. If you pay too much for the room, you can take money better spent on other aspects of the trip. Read the tips throughout this article to learn where you can find the best, most affordable rooms in any given area.

Online travel sites like Expedia or Orbitz can help you get the best price for rooms at the hotel you would like to stay at. Always remember to give your loyalty program information to the clerk when you book your room or search for prices. Additionally, there may be other price breaks for you through various organizations, like AAA or other exclusive clubs.

You can enjoy a romantic dinner in your room by calling room service. While you're likely to pay a little more, it's worth having the convenience of staying in your room (and in your pajamas) while you wait to satisfy those nocturnal cravings.

Many things must be considered when choosing the right hotel. Price is always a big factor, but you also need a hotel that's geographically proximate to your target destinations. Amenities such as complimentary WiFi, free local calls, complimentary breakfast, a gym and pool and a convenient restaurant are also important considerations. Try to find a hotel that offers as many of your desired amenities as possible.

When you arrive at your hotel, thoroughly check your room previous to unpacking. Make sure there is no mold or mildew anywhere in the room. Do the toilet, sink and shower work properly? Is the room adequately stocked with towels and linens? Any problems that you notice should be reported to front desk staff right away. That way, they can be rectified or you can change rooms.

Know the hotel's check-in time. Some people end up waiting for their room to be available because they forget to check this critical detail. If you're going to come to the hotel before you should be checking in, call them first to see if there's anything they can do for you.

Never make the assumption that all hotels allows pets in your room. Be sure to ask even if the website says it's ok to bring a pet. Also, speak to them about what they're meaning by pet-friendly because they may not allow specific breeds or certain sizes of pets.

If you wish to include amenities such as massage while staying at a hotel, be sure to make your reservations in advance. Usually, the best massage therapists are booked well in advance at top resorts. If you plan early, you will have the best experience possible.

If you are a person who travels often, it is a good idea to sign up for hotel loyalty programs. They offer benefits to people that stay at the same chain quite often. There are many rewards given when you accumulate loyalty points such as free stays, free upgrades and later than usual check out times.

The time you book the room will change how much you'll pay. The price of a hotel room varies with availability. If it's possible, your room should be booked around a day in advance or more. This will net you the best price when it comes to hotel rooms. The hotel is not going to make any money on a room that is unoccupied, which is why the reduce the price.

If you want to save money, and you stay at the same place a lot, consider signing up for the hotel's version of a frequent guest program. When you do that, you accumulate points for every stay, and that can add up to free nights or vacation discounts.

If you're traveling with kids, be sure that you check on the pools to ensure they're open and in service. It is extremely frustrating for you and your children to arrive at a hotel expecting a pool and/or other activities only to discover that there are none.

If you wish to see if a hotel room has bed bugs, check out the bathroom. You probably won't find any bedbugs in the bathroom. Stow you suitcases and other items here and then take a good look at the rest of your room. If you have pets or children with you, ask them to wait in the bathroom too.

If you smoke, be sure you're aware of what the hotel thinks of smoking where you're staying. Many hotels set aside certain rooms or wings for smoking guests. If they do, ask for this type of room. Some hotels charge a hefty penalty if they find any evidence that you were smoking in a non-smoking room, so be sure to adhere to the hotel's rules with regard to smoking.

Find out how the hotel handles pets. If you do not like pets, or you are allergic to them, then you should probably avoid pet-friendly hotels. Also, pet friendly hotels may have lingering odors that have been absorbed by carpeting or linens. While some hotels charge fees for pets, they don't always charge a lot. Some hotels use the paid fees to clean the hotel more thoroughly.

You should know that it is not usually possible to check into your hotel early. Be sure to not to show up early so you don't have to wait. The room must be cleaned and prepared so the next guest can check in. If you arrive earlier than your check-in time, you can always ask the front desk and see if they can let you in.

As this article said before, if you stay somewhere that doesn't meet your needs then you could have a hard time with your hotel stay. Using these tips, book a room on a budget. Go over this again when you need to travel in the future.

QLM Business News


Source: Alux

This Alux video we will be answering the following questions:

What are 15 HABITS That Make YOU RICHER? What are the worst 15 HABITS That Make YOU RICHER? What not to do to be poor forever? What are some habits that Make YOU RICHER? What habits should I get to be rich? What are some bad habits that Make YOU RICHER? What habits Make YOU RICHER? What are 15 Habits That Make YOU RICHER? What are some Habits That Will Totally Make YOU RICHER?

Aldi UK to recruit 3,000 workers ahead of festive season

( via — Thur, 6th Oct  2022) London, UK —

The British arm of German discounter Aldi said on Thursday it was looking to recruit 3,000 workers ahead of the festive trading period.

Privately owned Aldi (ALDIEI.UL), which earlier this month overtook Morrisons to become Britain's fourth-biggest supermarket group, said it is looking to fill over 2,000 temporary and permanent store positions.


It is also recruiting for more than 850 roles across its 11 regional distribution centres.

Rival Lidl GB said on Tuesday it was looking to recruit a further 1,000 workers.

Britain's labour market is tight and a raft of retailers have recently announced pay rises.

Reporting by James Davey


Why Companies Like Amazon Embrace Burning Waste as Part of a Growing Movement towards “zero landfill”

Source: CNBC

Burning waste to make energy is a $10 billion industry in the U.S., and the fastest growing part of the business is waste from big companies like Amazon, Subaru, Quest Diagnostics and American Airlines. They’re part of a growing corporate movement toward “zero landfill” as pressure mounts to reach sustainability requirements. CNBC got an inside look at a waste-to-energy plant where trash is incinerated to power 18,000 homes in northern California.



The Abandoned Cargo Boat Turned Into a Modern Gem

Source: Kirsten Dirksen

Jérémie Malvy bought an old cargo riverboat for 11,000 euros and then spent two years remaking it into a light and plant-filled modern home. For Malvy, the home – now docked on the Seine on the outskirts of Paris – is another step on his journey from his home in Pakistan to France. It began a couple decades ago when Malvy arrived in Paris with no resources and no words of French, so he lived on the street – often under bridges of the Seine – and spoke to the river


How This Artist Made $738K In 32 Minutes Selling NFTs

Source: CNBC

Cam Rackam, 42, is an NFT artist from Huntington Beach, California. Cam graduated with a BFA in drawing and painting from Cal State Fullerton. He had attended and was featured in many art exhibitions over the years for his work in oil painting. But once the pandemic hit in 2020, Cam pivoted to making NFT art. On October 27th, 2021, Cam sold his entire 10,000 NFT collection for 660 ethereum, or $2.6 million. His cut: $738,593.97.


She Washes Their Clothes in What?

Source: TSH

Tired of driving to our local laundromat of questionable quality, we invested in a Lehman's hand washer that allows us to do laundry anywhere on the property using minimal water and no electricity.


We know doing laundry like this isn't for everyone, but if you've been wondering exactly what goes into washing clothes (sort of) by hand, this should answer your questions.

UK retail and hospitality expected to get £6bn boost from Queen’s jubilee

( via – – Thu, 2nd June 2022) London, Uk – –

Britons expected to take advantage of four-day break to splash out on street parties and nights out


The jubilee weekend is expected to deliver a £6bn-plus boost to high streets and hospitality businesses as Britons take advantage of the four-day break to splash out on street parties and nights out.

Revellers are expected to spend more than £2bn on food and drink supplies alone, while pubs, bars and restaurants are hoping to ring up almost £3bn in sales, research suggests, as the two bank holidays combine with half-term breaks for most schools in England and Wales.

About a fifth of the population plans to join a street party, the report from Opinium and Vouchercodes found, with around £600m expected to be spent on decorations and memorabilia as retailers tempt shoppers with the questionable delights of Queen-shaped gnomes, corgi balloons and union flag bunting.

Despite concerns for family budgets amid hefty rises in energy bills and the cost of the weekly shop, the long weekend is expected to prompt an 8% rise in visitors to retail destinations in the week up to the bank holiday weekend, according to analysts at shopper monitoring group Springboard, with high streets and shopping centres faring best.


UKHospitality, the , the British Beer and Pub Association and Hospitality Ulster said they were expecting almost £400m more to be spent in pubs, bars, restaurants and other hospitality venues than during a normal Thursday to Sunday in May.

“We sense there’s a real pent up desire among the population to get out and enjoy itself,” the trade organisations said in a joint statement. They added that businesses continued to face huge cost increases, a staff crisis and rising rent repayments but the four days would “do wonders for income and for employee morale”.

“At last, our beleaguered sector is able to look forward to the sort of trading period that will give it a massive boost as it sets out on the long road to post-pandemic recovery,” the four bodies said.

Supermarkets had already enjoyed a boost in the run-up to half-term as food sales rose in the week to 21 May after months of declines according to market analysts Nielsen.

Lisa Hooker at advisory firm PwC said: “Despite the significant drop in consumer confidence shown by our most recent consumer sentiment survey, a difficult couple of years combined with the feel good factor of celebrating with family and friends could see positive results for grocers leading up to and across the platinum jubilee weekend.”

However Clive Black, an analyst at Shore Capital, said it was likely to be a “short term boost to sales”, adding: “With food inflation running at 6% to 8% volumes are demonstrably lower.”

Official figures show extra bank holidays in previous jubilee years have led to sharp reductions in the UK’s overall economic output, or GDP, as the benefits from higher consumer spending do not outweigh the costs from businesses closing for the day.

Retailers and hospitality bosses are expecting a downturn in trade by the end of the summer, as families return from summer holidays booked when the economic outlook was better and find higher bills waiting on the doormat.


Revealing the highest level of food price inflation in a decade on Wednesday, Helen Dickinson, the boss of the British Retail Consortium trade body which represents all the major retailers, said: “It is likely to get worse before it gets better for consumers with prices continuing to rise and a further jump in energy costs coming in October.”

By Sarah Butler

Elizabeth line opens a week before Queen’s platinum jubilee celebrations

( via – – Tue, 24th May 2022) London, Uk – –

After delays to tunnelled section under London, first trains run on time

The first Elizabeth line trains to carry passengers through the new tunnels under London departed on time on Tuesday morning, marking the start of an era of greater speed, space and comfort – “fit for a Queen, and Londoners”, the mayor, Sadiq Khan, said.

Hundreds of people braved the rain to queue outside for the first train from Paddington through central London on the line originally known as Crossrail – finally ready for service a week before the Queen’s platinum jubilee celebrations.

Cheers greeted the opening of the gates at 6.18am as Khan and the TfL commissioner, Andy Byford, at the head of the queue, stepped back to allow the first customers to dash past, without a moment to wipe their feet on the way in to the pristine new station.

Khan said he was “so excited – like that little boy on Christmas Eve, waiting for Santa”. Last week, the monarch visited Paddington, opening the line officially three and half years after she was first invited. “We now know that it’s fit for a Queen – and for Londoners,” he added.

London landmarks from the Eye to Tower Bridge were lit in purple overnight to mark the occasion. Meanwhile, Vernon Kerswell, 34, a train designer, had been at the front of the queue since midnight outside Paddington. “It’s been a long night but really exciting,” he said. Hundreds more had joined by 4am, with those at the front coming from Scotland, Dorset and elsewhere to be among the first to board.

Among several families who had taken their children out for a historic trip was Nic Stevenson from Christchurch, with his seven-year-old son Eddy. “We’re cold, wet but happy,” he said.



Down on the platform, most said it was worth the wait. As crowds jammed the platform, cheers greeted the PA who was “delighted to announce the first eastbound train to Abbey Wood”. A minute later, he retracted – “this one is not stopping here” – but today, no one minded.

More cheers greeted the opening of the pristine platform doors. And even with the crowds, everyone who wanted got a seat.

“It’s just amazing,” said Agnes Sarkadi-Smith, from Arundel, who had stayed in London overnight with her son Sawyer, 11, arriving to queue at 4am, and had baked Elizabeth line cupcakes to hand out for the occasion. “We didn’t quite make enough for everyone,” she added. They were going to visit every station on the line today, Sawyer said.

Just seven minutes of train ride later, the VIPs exited at Farringdon – “we’re already here!”, someone shouted in astonishment.

In less than 20 more minutes, the train reached Abbey Wood, which just yesterday would have felt a long and arduous cross-city slog from Paddington. Whoops greeted arrivals at the station, amid the kind of excited chatter normally distinctly frowned upon on the underground.

Not all were enthusiasts – an Italian passenger, who had worn a full purple jacket in what appeared to be a coincidence, was trying to quietly read a book by the Dalai Lama in translation. When asked what she thought of the new service she replied that she didn’t understand.

A bigger crowd – arguably of more hardcore rail enthusiasts – had queued down the street outside Abbey Road for what was technically, by just over a minute, the very first Elizabeth line train to depart for the new central section. (Purists may have wanted to take the 6.30am from Paddington to Heathrow to be the very first Elizabeth line passengers – albeit only on the rebranded TfL Rail services already running.)

With train managers funnelling the crowds straight to the platform entrance, it took five trains for the early Abbey Wood queue to clear. Only later in the morning peak did the station announcer let passengers know that “all entrances to the new, fantastic, Elizabeth line are now open”.



Among them was Grace, who declined to give her full name or age but said she was “a sixtysomething proud resident of Abbey Wood”. She was still taking a Southeastern train to Waterloo East for her commute to central London, but couldn’t resist coming over to take a closer look. “I feel so proud of the new line, especially when I realised it originated from here,” she said.

When she moved to the area 20 years ago, she said: “The feeling I got from people here was that morale was low. Now, it’s changed. This outside was just a little dirt road – there’s been a lot of new development.”

Construction of the £19bn line (£20bn including trains) started in 2009, after decades of planning. The central section was originally due to open in 2018, before the overoptimistic schedule fell apart as engineers tried to produce an extraordinary complex railway and 10 new stations in central London.

Until autumn, the Elizabeth line will run as three separate railways, with passengers on the former TfL Rail services in the west or east having to change at Paddington or Liverpool Street stations to continue on the newly opened central section.

Transport for London bosses expect many more commuters to flood on to the line after September, when trains will run directly from Shenfield, Reading and Heathrow into stops across central London. Next May, services will run the breadth of the Elizabeth line, with up to 24 trains an hour at peak times.

By Gwyn Topham

Jetson ONE – Flying Through The Forest

Source: Jetson

The feeling you experience when flying the Jetson ONE through the forest is unreal. The excitement and thrills are phenomenal, far more incredible than what you have seen in sci-fi Hollywood blockbusters.


Can you think of any manned aircraft capable of speeding through the forest like this? Our mission is to make the skies available for everyone with our safe personal electric aerial vehicle. Are you ready to experience a completely new and exciting way of travel?

HSBC launches $1 bln lending fund to invest in female-owned businesses

( via — Thur, 12th May 2022) London, UK —

HSBC Holdings (HSBA.L) said on Thursday it was launching a $1 billion lending fund to invest in female-owned businesses over the next 12 months.

“The level of funding received over time by female-led businesses is significantly lower than male counterparts, while the recent impacts of the pandemic have seen these same businesses disproportionately affected,” Sam Cooper-Gray, global head of market strategy at HSBC Business Banking, said in a statement.


“Female-owned businesses are also less likely to have global networks, meaning international expansion can prove particularly challenging,” she said.

The fund appears to cover more markets than any other such initiative.

In January 2021, NatWest Group (NWG.L) allocated 1 billion pounds ($1.2 billion) to support female-led businesses in Britain recover from the COVID-19 pandemic, adding to 1 billion pounds the bank made available in 2020.

HSBC said access to funding remained one of the biggest hurdles for female business leaders worldwide. Female-owned businesses had received just 3% of start-up funding in 2019, HSBC said.


HSBC's Female Entrepreneur Fund will be open to both new and existing customers across 11 markets, with nearly half of them in Asia, including Hong Kong, Singapore and Indonesia. Other markets include the United States, Britain and Uruguay.

Reporting by Anshuman Daga

How Apeel Sciences Founder Raised $650 Million For Their Food-Saving Start-Up

Source: CNBC

James Rogers, founder of Apeel Sciences, learned that one of the main causes of global hunger isn’t that we as a species aren’t capable of growing enough food, it’s that so much of it goes bad before it can be consumed.


The reason food goes bad is fairly simple: Oxygen comes in, water goes out. If he could find a way to stretch that out, he might be able to make a dent in global hunger.

James thought, if we could slow the process of steel from oxidizing, why couldn’t we do the same for a ripe avocado?

Here’s how Apeel became a $2 billion start-up looking to end world hunger.

Tour of The EcoVillage of Ithaca, Could Communal Living Be The Future

Source: Flock Finger Lakes

The EcoVillage at Ithaca was established in 1991 and has become a mature communal village with three neighborhoods developed on 10% of the land with 90% of the land devoted to farmland and natural areas.


Given that we're interested in communally living at Flock, we took quite a bit of notes from the EcoVillage, which is celebrating their 30th anniversary this year.